Cookie Policy


Cookies help us deliver our services.  By using our services, you agree to our use of Cookies.  


This is a binding agreement. By using the Internet site located at https://, its associated mobile web application (collectively the “Site”), or any services provided in connection with the Site, you agree to abide by this Cookie Policy, as it may be amended by (“Company”) from time to time in its sole and absolute discretion. Company shall post a notice on the Site any time for which there is a material change or update in this Cookie Policy. It is your responsibility to review these Terms of Use periodically, and if at any time you find these Terms of Use unacceptable, you must immediately leave the Site and cease all use of the Service and the Site. YOU AGREE THAT BY USING THE SERVICE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT.


1. Overview of Cookies

Cookies are text files that automatically download to your computer, smartphone, or other Internet browsing device (each a “Device”) when you visit a website.  Cookies contain information that allows websites to, among other things, support efficient user navigation of website features, recognize a Device when it makes a return visit to a website, remember user preferences, facilitate the functionality of website features, collect data necessary to improve website performance, and to support marketing personalization.


2. Cookies Used by Company

Company uses the following broad types of cookies on the Site:

a. Strictly Necessary Cookies.  These cookies are essential to the operation of the Site.  They enable users to navigate the Site and to access and utilize basic features of the Site.  For example, these cookies are required to allow you to access secure areas of the Site or to remember certain browsing preferences you may have to ensure prompt loading of Site pages.

b. Functionality Cookies.  These cookies allow us to improve your user experience by customizing the Site to your specifications and to provide enhanced features and content.  For example, these cookies are used to remember your user name, to remember any font or text size changes you have made to a Site page, or preferred language choice.

c. Analytics Cookies.  These cookies allow us to collect information about your use of the Site so that Company can continually improve the Site’s functionality.  For example, these cookies may track when a page displays an error message, which pages users are moving between, and which pages are visited most often.

d. Marketing Cookies.  These cookies allow us to ensure any marketing materials displayed on the Site are relevant and tailored to you and your preferences.  For example, these cookies may limit the number of times you see a particular advertisement or to help measure the effectiveness of a particular advertisement, e.g., by tracking how often a link embedded in a particular advertisement is accessed. 


3. Duration of Cookies

Cookies are either “session cookies” or “persistent cookies.”  Session cookies only remain on your Device while you are browsing the Site, whereas persistent cookies remain on your Device until they expire or are deleted.


4. Third Party Cookies

Third party cookies are cookies are utilized through the Site by third parties providing services to Company requiring such cookies.  However, Company cannot control how third party cookies are used.  Please check third party websites for more information regarding how they use cookies.


5. Managing Cookies

a. Company Cookies 

You can use the browser that you are viewing this website with to enable, disable or delete cookies. To do this, follow the instructions provided by your browser (usually located within the “Help”, “Tools” or “Edit” settings). Please note that if you set your browser to disable cookies, you may not be able to access secure areas of the website and other parts of the website may also not work properly.  You can find out more information about how to change your browser cookie settings at

b. Third Party Cookies

Cookies that are placed on your browsing device by a third party can be managed through your browser (as described above) or by checking the third party’s website for more information about cookie management and how to “opt-out” of receiving cookies from them.  If you would like more information about cookies and targeted advertisements or to opt out of having this information used by companies that are part of the Network Advertising Initiative, please visit


6. Acknowledgment of and Agreement to Site’s Use of Cookies

By accessing and utilizing the Site you specifically agree to allow Company to download cookies onto your Device as determined by Company.  Notwithstanding the foregoing, you may opt out of the use of certain or all cookies as described above in Section 5; however, as discussed in Section 5, opting out of some or all cookies will limit your ability to use the Site.